All contents copyright © 2018 Andwa Consulting
All rights reserved.
Terms and Conditions
The following terms and conditions apply to all visitors to or users of this web site (this "Site"),
which is owned and operated by Andwa Consulting. Please feel free to browse this Site;
however, your access and use of this Site is subject to the following terms and conditions ("Terms
and Conditions") and all applicable laws. By accessing and browsing this Site, you accept, without
limitation or qualification, these Terms and Conditions. If you do not agree with any of these
Terms and Conditions, do not use this Site. Andwa Consulting reserves the right, in its sole discretion,
to modify, alter or otherwise update these Terms and Conditions at any time. By using this Site
you agree to be bound by such modifications, alterations or updates and should therefore periodically
visit this page to determine the then-current Terms and Conditions to which you are bound.
Copyrights and Trademarks
The documents and information on this Site are copyrighted materials of Andwa Consulting, third parties,
or both. Permission is granted to display, copy and download the materials on this Site for
personal, non-commercial use only, provided you do not modify the materials and that you retain
all copyright and other proprietary notices contained in the materials. You also may not, without
Andwa Consulting's permission, "mirror" on any other server any material contained on this Site. Except as
expressly permitted above, no portion of the materials on this Site may be reproduced in any form,
or by any means, without prior written permission from .
The trademarks, logos and service marks ("Marks") displayed on this Site are the property of Andwa Consulting
or third parties. You are not permitted to use the Marks without the prior written consent of Andwa Consulting
or such third party that owns the Mark. Andwa Consulting and the Biner Cards logo are registered trademarks of
Andwa Consulting. Any feedback you provide at this Site shall be deemed to be non-confidential and
Andwa Consulting shall be free to use such information on an unrestricted basis.
Limitation of Liability and General Disclaimer
ALL INFORMATION AND ANY SOFTWARE AVAILABLE FOR DOWNLOAD ON THIS SITE IS PROVIDED "AS IS", WITHOUT
WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. Andwa Consulting AND ITS SUPPLIERS DISCLAIM ALL WARRANTIES,
EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS
FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Although Andwa Consulting has attempted to provide accurate
information on this Site, information on this Site may contain inadvertent technical inaccuracies or
typographical errors and Andwa Consulting assumes no responsibility for the accuracy of the information. Information
may be changed or updated without notice. Andwa Consulting may also make improvements and/or changes in the
products or services described in this Site at any time without notice.
This Site may contain links to third-party sites. Access to any other Internet sites linked to this
Site is at the user's own risk. Andwa Consulting provides these links merely as a convenience and Andwa Consulting does
not endorse or accept any responsibility for the content, or the use, of such sites, even if they
contain a Biner Cards logo or the Biner Cards name. It is up to you to take precautions to ensure that
whatever you select for your use is free of such items as viruses, worms, Trojan horses, and other
items of a destructive nature. In addition, the mention of non-Biner Cards products or services is for
information purposes only and constitutes neither an endorsement nor a recommendation.
IN NO EVENT WILL Andwa Consulting OR ITS SUPPLIERS BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT,
SPECIAL OR CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR SAVINGS, BUSINESS
INTERRUPTION OR LOSS OR DAMAGE TO DATA, ARISING OUT OF ANY USE OF, OR INABILITY TO USE, THIS SITE,
OR ANY SITE HYPERLINKED FROM THIS SITE, EVEN IF Andwa Consulting OR ITS SUPPLIERS HAVE BEEN EXPRESSLY ADVISED
OF THE POSSIBILITY OF SUCH DAMAGES.
Andwa Consulting's obligations with respect to its products and services are governed solely by the agreements
under which they are provided. If you obtain a product or service from Andwa Consulting off this Site that is
provided without an agreement, that product or service is provided "AS IS" with no warranties
whatsoever, express or implied, and your use of that product or service is at your own risk.
Jurisdiction and Choice of Law
This Site is controlled and operated by Andwa Consulting from its offices within Canada. Andwa Consulting
makes no representation that materials in this Site are appropriate or available for use in other
locations, and access to such materials from territories where their contents are illegal is
prohibited. Those who choose to access this Site from other locations do so on their own initiative
and are responsible for compliance with applicable local laws.
These Terms and Conditions shall be governed by, construed and enforced in accordance with the laws of
the Province of Alberta, as it is applied to agreements entered into and to be performed entirely within
such Province. Any action you, any third party or Andwa Consulting brings to enforce these Terms and Conditions or
in connection with any matters related to this Site shall be brought only in the Provincial or Federal
Courts located in the city of Calgary, and you expressly consent to the jurisdiction
of said courts.
Our privacy is important to us, and we imagine that you feel the same way. We explicitly
ask you when we need information that personally identifies you ("Personal Information"). When you sign up for
an account with BinerCards.com, we agree to not sell, rent, or distribute your Personal Information in any way.
Andwa Consulting will work diligently to protect the security of your Personal Information. Your data is kept
in a secure environment protected from access by unauthorized parties. It is important for you to protect
against unauthorized access by storing your password in a secure location and ensuring you log off when finished
visiting BinerCards.com using a shared computer.
We use your Personal Information to operate BinerCards.com and we may occasionally contact you with your consent. BinerCards.com
will never intentionally send unsolicited e-mail messages that could legitimately be construed as spam. All
e-mails sent from BinerCards.com will be sent only to those that have opted-in and will contain opt-out instructions,
should you decide to remove yourself from our e-mail distribution list.
Updating & Personal Information
BinerCards.com provides you with a way in which you can alter the
Personal Information included in your account.
Cookies are small pieces of information that are stored in a browser-related file on your computer's
like allowing the member to login without typing the registered username and password. Cookies are widely
used on most major web sites.
Third Party Links
BinerCards.com contains links to a variety of third party sites to enhance the user experience.
Andwa Consulting has no control
of either the content or privacy policies of such sites, nor should such links be considered an
endorsement of these sites except where otherwise noted.
Under no circumstances, including, but not limited to, negligence, shall Andwa Consulting, its subsidiary and
affiliates be liable for any direct, indirect, incidental, special or consequential damages
that result from the use of, or the inability to use, Andwa Consulting and/or BinerCards.com materials. You specifically acknowledge and
agree that Andwa Consulting is not liable for any defamatory, offensive or illegal conduct of any user. If you are
dissatisfied with any BinerCards.com material, or with any of Andwa Consulting's terms and conditions, your sole and exclusive
remedy is to discontinue using this system.
This agreement is effective until terminated by Andwa Consulting, at any time without notice. In the event of
termination, you are no longer authorized to access the chat rooms and the restrictions imposed on you with
respect to material downloaded from the chat rooms, the disclaimers and limitations of liabilities set forth
in this agreement, shall survive.
This agreement shall be governed by and construed in accordance with the laws of the Province of Alberta
without giving effect to any principles or conflicts of law. If any provision of this agreement shall
be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from
this agreement and shall not affect the validity and enforceability of any remaining provisions.